Bank of Scotland Graduate account

• Free banking for each and every day transactions if you're in credit.
• Classic just - £25 Interest and fee-free Planned Overdraft (at the mercy of application and endorsement).

• Interest and fee-free tiered organized Overdraft available (at the mercy of application and endorsement).
• Special discounts and bonuses — that are detail by detail within welcome pack.

• AA Roadside Aid and Crash Control
• Cell Phone Insurance
• European travel cover available along with your household including snowboarding address. All cover prevents on account holder’s 65th birthday celebration
• £50 interest and fee-free organized Overdraft (susceptible to application and endorsement)

• AA Roadside Assistance with Relay, Home Begin and Crash Control
• Global travel cover for you personally as well as your family members including skiing cover. All cover prevents regarding the account holder’s 80th birthday
• £300 interest and fee-free Planned Overdraft (subject to application and endorsement)
• No Unplanned Overdraft everyday charges charged for the first time you use an Unplanned Overdraft, so long as you have actuallyn’t currently done this within the last year*

Using your debit card or Cashpoint® card at a Bank of Scotland Cashpoint® machine or part in the UK.

Utilizing your debit card at a non-Bank of Scotland Cashpoint® device or non Bank of Scotland part in britain.

Bank of Scotland will not make a fee although owner associated with the device may. If so, the machine will reveal the total amount and tell you that it'll be used from your own account whenever you withdraw the money.

Forex, Sterling and foreign exchange travellers cheques: totally free.

From some other financial institutions, travel agents, bureaux de change and outlets displaying the Visa indication.

Bank of Scotland cannot make a fee although provider of foreign exchange or travellers cheques will make a charge.

Utilizing your Bank of Scotland debit card.

Whenever you withdraw money abroad generally we convert a detachment to sterling at the time it really is processed by Visa with the Visa Payment Scheme Exchange speed. We shall charge a non-sterling transaction fee of 2.99percent of worth of the detachment and we'll charge a non-sterling cash cost of 1.5percent of the value of the detachment which is at the least £2.00 and at the most £4.50. Where you elect to allow the ATM operator / economic company to make the transformation to sterling we'll charge a foreign cash charge of 1.5per cent of this worth of the detachment which will be a minimum of £2.00 and no more than £4.50. The supplier for the foreign currency can make another charge for conversion.